Terms of Use

Last Updated: April 03, 2025

Welcome to The Letter ("we," "us," or "our"), a website providing conservative investment news and information. By accessing or using our website (the "Site"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, please do not use the Site.

1. Use of the Site

Eligibility: You must be at least 14 years old to use this Site. By using the Site, you represent that you meet this age requirement.

License: We grant you a limited, non-exclusive, non-transferable, and revocable license to access and use the Site for personal, non-commercial purposes, subject to these Terms.

Prohibited Conduct: You agree not to:
Use the Site for any illegal or unauthorized purpose.
Copy, distribute, or modify any content from the Site without our prior written consent. (can we put a click here to request consent?) 
Attempt to interfere with the Site’s functionality or security.

2. Content and Information

No Financial Advice: The information provided on The Letter, including articles, newsletters, and other content, is for informational purposes only and does not constitute financial, investment, or professional advice. Always consult a qualified financial advisor before making investment decisions.

Accuracy: While we strive to provide accurate and up-to-date information, we do not guarantee the completeness, reliability, or accuracy of the content on the Site.

Ownership: All content on the Site, including text, graphics, and logos, is owned by or licensed to us and is protected by copyright and other intellectual property laws.

3. Newsletter Subscription

Subscription: By subscribing to The Letter newsletter, you agree to receive daily emails containing conservative investment news and updates. You may unsubscribe at any time using the link provided in the emails.

Privacy: Your personal information is handled in accordance with our Privacy Policy (#) (insert link to your privacy policy).

4. Third-Party Links
The Site may contain links to third-party websites or resources. We are not responsible for the content, accuracy, or availability of these external sites, and linking to them does not imply endorsement.

5. Disclaimer of Warranties
The Site and its content are provided "as is" and "as available" without warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

6. Limitation of Liability
To the fullest extent permitted by law, The Letter, its affiliates, and its contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site, even if we have been advised of the possibility of such damages.

7. Termination
We reserve the right to suspend or terminate your access to the Site at our sole discretion, without notice, for any reason, including if we believe you have violated these Terms.

8. Changes to These Terms
We may update these Terms from time to time. The updated version will be posted on this page with a revised "Last Updated" date. Your continued use of the Site after such changes constitutes your acceptance of the new Terms.

9. Governing Law
These Terms shall be governed by and construed in accordance with the laws of [Insert Jurisdiction, e.g., "the State of Florida, United States"], without regard to its conflict of law principles.

10. Contact Us
If you have any questions about these Terms, please contact us at:

info@theletter.us or

6271 St Augustine Rd
Ste 24-1973
Jacksonville, FL 32217

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